Life
Insurance
At SafeGuard Insurance we recognize life insurance is a key component
in ensuring a better future for you and your loved ones. Safeguard
Insurance provides life insurance to ensure promises made to your
family can be fulfilled in the event of your death. The following
is a list of topics related to life insurance::
How
Life Insurance Works • Assessing
Your Coverage Needs
•
Life Insurance Policies Types
• Q & A
How
Life Insurance Works
In general,
life insurance death benefits are guaranteed by premiums paid
by the policyholder to the life insurance company. The premiums
offset a lump sum payout to the policyholder’s named beneficiary.
At SafeGuard Insurance we realize funding may sometimes
be needed for things while you are still living. Therefore, we
offer life insurance policies which provide living benefits as
well. Life insurance policies with living benefits are known as
Whole or Universal Life policies.
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Assessing
Coverage Needs
There are many factors to consider when determining the amount
of coverage you need to carry. Coverage assessment is an ongoing
process dictated by changes in our lifestyle. Re-evaluating coverage
is common with marriages, divorces, child births, and home purchases.
We'd be happy to assist you with assessing your current needs.
Ask
us
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