Homeowners
Insurance 101
When you purchase a home, you’ll want or likely need to
protect it with a homeowner’s insurance policy. Homeowners
insurance provides damage protection for your home and personal
property from a variety of events, such as fire, storms, lightning,
burglary, vandalism, explosions, and more. In such events homeowner’s
insurance will help to rebuild your home if it has been damaged
or destroyed, replace stolen, damaged or destroyed belongings
and provide living expense if your home becomes uninhabitable
due to a claim. Additionally, homeowners insurance policies contain
personal liability coverage, protecting you against lawsuits which
involve injuries that occur on or off your property.
Determining what homeowner’s policy is right for you starts
with risk assessment. Certain risks, such as fire and theft, affect
most homeowners, but flood & earthquake may not be a factor
for everyone. You will also need to determine what types of legal
liabilities you and your family face.
Minimally, you’ll want enough insurance to cover the cost
of fully rebuilding your home if it is destroyed. At SafeGuard
Insurance we understand your home is likely your most valuable
asset, both as an investment and as your sanctuary in a hectic
world. When your home is damaged or destroyed, you need your claim
settled by an insurance company that understands this simple fact.
We want you to know coverage availability and prices vary by company.
We are here to help you determine which of the several companies
we represent will best meet your needs and provide the most valuable
combination of tailored coverage, quality service and fair pricing.
