Earthquake
or “Earth Movement” Coverage
Since
we live in the shadow of an active cascade volcano range, many
homeowners, who have equity in their home, are searching for additional
piece of mind. Fortunately, an additional insurance security blanket
is available.
Standard
homeowner policies do not provide for payment of direct damages
caused by “earth movements.” “Earth movement”
is a much broader term than earthquake. It includes earthquake,
volcanic activity and other earth movement. Earthquake policies
provide very specific coverage, contain high deductibles and will
only apply in the case of a catastrophe. Coverage available
under a earth movement insurance policy includes the following:
• Dwelling Coverage
• Detached Garages or Other Structures
• Personal Property
• Loss of Use / Fair Rental Value up to 12 months
• Engineering & Demolition Costs
• Building Code Upgrade
• Chimneys, Fireplaces, Masonry Veneers
Deductible:
15%
or Higher
For more information on how you may obtain earth movement protection
from SafeGuard Insurance, ask
us.
