Automobile
Insurance Discounts
Most insurance companies offer a variety of premium discounts
for their customers with optional safety equipment on their auto
or for what's deemed"good driver" habits. Depending
on your auto, policy type, the coverages you've purchased
and discount qualifications you may be eligible for one or more
auto insurance discounts below:
•
Anti-Lock Brakes • Anti-Theft
Devices • Restraint
Systems
•
Good Driver •
Distant Student •
Good Student
•
Accident
Prevention Course • Multi-Policy
Anti-Lock
Brakes (ABS)- Anti-lock braking systems
help prevent the loss of control of a vehicle in sudden braking
situations. (back)
Anti-Theft Devices-
There are several devices on the market designed to protect your
auto from theft. However most insurance companies will only
offer you a discount on your policy if you have an active or passive
disabling alarm system or alarm-only system. (back)
Restraint Systems-
Air bags, dual air bags, and seat belts are all qualified restraint
systems. Some, if not all of these are now common in most
late-model vehicles. Having all three may qualify you for
a larger discount, depending on your insurance provider. (back)
Good
Driver-
As a general rule, a good driver has had a license in the U.S.
for more than 3 years with not more than 2 violation points on
their driving record for either an accident and/or chargeable
accident, or moving violation. Also no DWI, DUI, manslaughter,
or gross negligence in an accident with the past 7 years. (back)
