Understanding
Auto Insurance Coverage Options
Coverages
are subject to policy terms and conditions. Limits, exclusions
and deductibles may apply. Coverage may be subject to change.
If you have questions about what coverages are right for you,
ask us. An auto insurance policy may contain one, several or all
of the following insurance options:
Liability
• Personal Injury Protection
• Medical Payments •
Comprehensive •
Collision • Underinsured
/ Uninsured Motorists •
Additional Optional Coverages
Liability
Protection, up to the limits of your policy, if others are injured
or their property is damaged as a result of your actions while
operating a covered private passenger vehicle. Liability insurance
also covers legal defense costs arising from a covered incident.
(Back to list)
Personal Injury Protection
Provides coverage, up to the limits stated in your policy, for
injury, death, and loss of wages or services for you, your family
members and other covered passengers of your vehicle. (Back
to list)
Medical
Payments
Reimburses reasonable charges, up to the limit stated in your
policy, for necessary medical services and funeral expenses for
you and your passengers for injuries received as a result of a
covered auto accident. (Back to list)
Auto Insurance Coverage Options
(1,2)